Welcome to Wealth Psychic. These Terms of Service govern your access to and use of the website located at wealthpsychic.com and all related content, tools, communications and services made available by Wealth Psychic. By accessing the website, submitting information through it, or enrolling in any program offered by the Company, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of the website.
Wealth Psychic
7491 Talbert Ave
Huntington Beach, CA 92647
Phone: (888) 903-3525
Email: support@wealthpsychic.com
Wealth Psychic is operated as a corporation organized under the laws of the State of California. References in these Terms to "the Company," "we," "us" and "our" mean Wealth Psychic. References to "you" and "your" mean the individual accessing the website or enrolling in a Company program.
The Company operates a consumer financial wellness and financial education platform. Our services are designed to help individuals reflect on their own financial habits, understand common patterns in personal money behavior, and access general educational material about personal finance topics.
Our principal offering is a personalized reading. A reading is generated from information that you voluntarily provide about your own spending, saving, earning and financial decision-making. The output describes patterns present in the information you supplied, assigns a descriptive archetype for reflective purposes, and provides general educational commentary. The Company may also offer a paid membership providing recurring readings, educational programming, written material and community access.
All services are informational, educational and entertainment-oriented in character. They are intended to prompt self-reflection and general financial literacy. They are not a substitute for professional advice of any kind.
Please read this section carefully. It defines the limits of what the Company does and does not provide.
The Company is not a registered investment adviser, broker-dealer, bank, lender, insurance producer, tax preparer, accountant or law firm, and is not licensed in any of those capacities. Nothing made available through the website or any Company program constitutes investment advice, tax advice, legal advice, accounting advice, insurance advice or a recommendation to buy, sell or hold any security, asset or financial product.
No content produced by the Company is personalized financial advice. Readings, archetypes, educational material and any commentary are general in nature, are generated from information you supply, and do not take into account your complete financial circumstances, objectives, obligations or risk tolerance. You should consult a qualified and appropriately licensed professional before making any financial decision.
The Company makes no prediction, projection, forecast or guarantee regarding your financial future, your income, your net worth, the performance of any investment, or the outcome of any financial decision. The Company's name is a brand name only. It does not represent, and must not be interpreted as, a claim of clairvoyance, precognition, psychic ability, supernatural insight or any capacity to foresee future events or financial results. All readings and related content are provided for entertainment and self-reflection purposes and reflect only the information you have submitted.
The Company does not hold, custody, transfer, invest or manage customer funds, and does not have access to your financial accounts except as separately and expressly authorized by you in writing. Any results described by other customers are individual to them and are not a representation of results you should expect.
You must be at least eighteen years of age and capable of forming a binding contract to use the website or enroll in any Company program. You agree that all information you submit is accurate and that you will keep any account credentials confidential. You are responsible for all activity occurring under your account.
All content on the website, including text, graphics, layout, design elements, the archetype framework and its descriptions, logos, trade names, photographs, video, written educational material and software, is the property of the Company or its licensors and is protected by United States and international intellectual property law.
You are granted a limited, revocable, non-exclusive and non-transferable license to access and view the content for your personal, non-commercial use. You may share a personalized reading result that the Company has made available in a shareable format. You may not otherwise reproduce, distribute, modify, publicly display, create derivative works from, sell or commercially exploit any Company content without prior written permission.
The Company operates an SMS text messaging program used exclusively for promotional marketing communications. Participation is entirely voluntary. The following terms apply to that program.
Program description: By providing your mobile telephone number and affirmatively opting in, you consent to receive recurring automated promotional marketing text messages from Wealth Psychic at the mobile number you provided. These messages may be sent using an automatic telephone dialing system.
Consent is not a condition of purchase. You are not required to agree to receive text messages in order to purchase any product or service from the Company, or to access any portion of the website.
Message frequency varies. Message and data rates may apply. You are solely responsible for any charges assessed by your wireless carrier.
Cancellation and help: You may cancel the SMS service at any time. Simply text "STOP" to [INSERT SHORT CODE]. After you send the message "STOP" to us, we will send you a reply message to confirm that you have been unsubscribed. Following this, you will no longer receive SMS messages from us. If you want to rejoin, simply sign up as you did the first time and we will start sending SMS messages to you again. If at any time you forget what keywords are supported, just text "HELP" to [INSERT SHORT CODE]. After you send the message "HELP" to us, we will respond with instructions on how to use our service as well as how to unsubscribe.
Carrier participation and liability: Carriers are not liable for delayed or undelivered messages. Participating carriers include AT&T, T-Mobile, Metro PCS, Verizon Wireless, US Cellular, Google Voice, Cellular One, Cellcom, Cellular South, Interop and Clearsky.
Support: If you experience any issues with the messaging program, reply with the keyword HELP for more assistance, or contact us directly at support@wealthpsychic.com or (888) 903-3525.
Text messages sent through this program are promotional in nature and are subject to the same disclaimers set out elsewhere in these Terms. No text message sent by the Company constitutes financial advice or a recommendation of any kind.
You agree not to use the website in any manner that violates applicable law, infringes the rights of others, interferes with the operation or security of the website, involves automated scraping or data extraction, or attempts to gain unauthorized access to any system or account. The Company may suspend or terminate access for any violation of these Terms.
The website may reference or link to third-party websites, tools or resources. Those resources are provided for convenience only. The Company does not control, endorse or assume responsibility for the content, products, services, policies or practices of any third party, and your dealings with any third party are solely between you and that party.
The website and all Company services are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied or statutory. To the fullest extent permitted by law, the Company disclaims all warranties including any implied warranties of merchantability, fitness for a particular purpose, title, accuracy and non-infringement.
The Company does not warrant that the website will be uninterrupted, secure, error-free or free of harmful components, or that any content, reading, archetype or educational material will be accurate, complete, current or suitable for your circumstances.
To the fullest extent permitted by applicable law, the Company and its officers, directors, employees, contractors, agents and affiliates shall not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or for any loss of profits, income, savings, data, goodwill or business opportunity, arising out of or relating to your use of the website or any Company service, whether based in contract, tort, strict liability or any other theory, and whether or not the Company has been advised of the possibility of such damages.
Without limiting the foregoing, the Company shall not be liable for any financial decision you make or decline to make, or for any financial loss you incur, in connection with any reading, archetype, educational material or other content obtained from the Company. The total aggregate liability of the Company for any claim arising out of or relating to these Terms or your use of the website shall not exceed the greater of one hundred United States dollars or the amount you paid to the Company in the twelve months preceding the event giving rise to the claim.
These Terms and any dispute arising out of or relating to them or to your use of the website shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. You agree that the state and federal courts located in Orange County, California shall have exclusive jurisdiction and venue over any such dispute, and you consent to personal jurisdiction in those courts.
The Company may revise these Terms at any time in its sole discretion. Revised Terms take effect upon posting to the website. Your continued use of the website following the posting of revised Terms constitutes your acceptance of them. You are responsible for reviewing these Terms periodically.
If any provision of these Terms is held to be invalid or unenforceable, that provision shall be limited or severed to the minimum extent necessary and the remaining provisions shall remain in full force and effect. These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Company regarding the website.
Questions regarding these Terms of Service may be directed to the Company using the contact details below.
Wealth Psychic
7491 Talbert Ave
Huntington Beach, CA 92647
Phone: (888) 903-3525
Email: support@wealthpsychic.com
